Buy to Let

Buy to let mortgages have become increasingly difficult to obtain over recent years. With 25% of our business coming from landlords we are perfectly placed to find your ideal mortgage. Whether you are buying your first buy to let property, a HMO or experienced portfolio landlord we have everything you need.

Please note that some Buy to Let mortgages are not regulated by the Financial Conduct Authority

Commercial

Commercial Mortgages are on a referral basis.

Think Mortgages and our partners have vast experience of the fast moving commercial finance market place. They are comfortable dealing with all types of commercial matters from property development, business purchase, international business finance or they can even explore options to offer your customers finance. We would love to hear from you so you can discover exactly what is available.

Self Build

Sometimes the dream is to build your “forever home”. We have access to a range of lenders and are experienced in this field. We can not only assist with the finance, but also provide assistance with property warranties, staged finance, development stages and supervison.

Debt Consolidation

There is nothing worse than worrying about money. We understand the stress this puts you and your relationships under and would be delighted to help you understand your options to reduce your monthly expenditure. Although these mortgages tend to be more difficult to place, we would be happy to approach the lenders to see what can be done.

Think carefully before securing other debts against your home Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. – by consolidating your debts into a mortgage, you may be required to pay more over the entire term than you would with your existing debt which could increase the amount of interest payable overall

Impared Credit

We have access to a range of mortgage lenders that will consider you as a customer if you have had previous debt problems. Nothing gives us more pleasure than to assits with debt problems and watch our customers benefit from obtaining a mortgage.

Product Switching

Up to 40% of our mortgages are product switches to ensure that you do not have to move to an expensive variable rate mortgage. We have direct access to many lenders back office systems to ensure we can switch your mortgage product quickly and painlessly.

Mortgage Protection

It is vitally important that you consider how you can protect you and your family if the worst happens. We always work to your budget to ensure that you can remain in your home whatever life throws at you.

Guarantor Mortgages

We have access to a range of guarantor mortgages and Joint Purchase Sole Proprietor mortgages so you can benefit from the support of a family member to allow you to buy your new home.

Shared Ownership

Possibly the most diffcult mortgage to understand, but we are highly experienced in shared ownership, shared equity and supporting customers who have Help To Buy mortgages. We ensure that we hold your hands through the entire process so you can move into your first home.