Complimentary Affordability Appointment – Free

• Available Immediately
  We understand how stressful and overwhelming the court process can feel — and we know you probably have questions. That’s why we offer a completely free, no-obligation appointment to talk through your situation.
  You’ll have the chance to speak directly with a caring, fully qualified mortgage expert who will listen, explain your options clearly, and guide you toward the right report if needed.
  Whether you're just starting out or deep into proceedings, we're here to help.
  📞 Call us today on 01344 421333 for a confidential and supportive chat.

Basic Mortgage Capacity Report – £49.00

• Turnaround: 1–2 working days.
  This report is designed for those just starting out — perhaps you're speaking to a solicitor, or you're early in the separation process and want a rough idea of what you might be able to borrow.
  It’s based solely on the information you provide, without document checks, and is a great first step if you're not quite ready to commit to a full report.
  Please note: this is not suitable for court use, but ideal for informal discussions or planning.

No Mortgage Capacity Report – £119

• Turnaround: 2–3 working days
  If you're unable to obtain a mortgage due to your current financial situation, this report provides clear, professional evidence to confirm that to the court or your solicitor.
  It’s often required in divorce or child arrangement cases where it’s important to show that buying or maintaining a mortgage isn’t financially viable.
  We carry out a full assessment and document the reasons why a lender is unlikely to approve a mortgage for you at this time.
  This report can help prevent unrealistic expectations and protect you from financial strain during legal proceedings.

Single Mortgage Capacity Report – £159

• Turnaround: 2–3 working days
  This is our most commonly requested report and is ideal if you’re going through divorce or separation and need to show the court or your solicitor what you can realistically borrow on your own.
  We’ll carry out a full assessment based on your verified income, outgoings, and credit commitments.
  It’s designed to give clear, accurate evidence of your mortgage capacity, and is fully suitable for court proceedings, mediation, or legal negotiations.
  Prepared by a fully regulated mortgage adviser and accepted by UK family courts.

Joint Mortgage Capacity Report – £199

• Turnaround: 2–3 working days
  This report is for situations where two people are being assessed together — often used when ex-partners are still financially linked or considering purchasing a property jointly after separation.
  We’ll carry out a full affordability check based on both applicants’ verified income and commitments, then provide a clear, court-ready assessment of your joint borrowing power.
  It’s ideal for cases where financial arrangements between both parties need to be shown together.
  Fully suitable for court use and prepared by a regulated mortgage adviser.

Multiple Scenario Mortgage Capacity Report – £249–£279

• Turnaround: 3–5 working days
  Sometimes, life isn’t straightforward — and neither is your financial situation. This report is designed for more complex cases where the court or solicitor needs to understand how your mortgage capacity might change in different scenarios.
  For example, it can show how your borrowing potential varies if your income changes, if childcare costs increase, or if you relocate.
  It’s particularly useful in negotiations or court hearings where flexibility and future planning are key.
  Each scenario is carefully assessed and documented, giving a clear, evidence-based view of your options.

Absolute Maximum Borrowing Report – £229

• Turnaround: 3–5 working days
  This is our most detailed report, created for situations where the court or your solicitor needs to see the highest possible mortgage you could obtain, based on full market research.
  We use your verified financial information and apply it across a wide panel of high street and specialist lenders to find your true borrowing limit.
  If your case depends on proving the maximum you could afford, this premium-level report gives you the confidence and clarity needed. We can also include a formal Agreement In Principle if required.
  Ideal for high-stakes financial negotiations or where precise affordability evidence is critical.